Karlie Montana has a problem: Steven St. Croix. She can't say no to the guy, even though she's engaged to somebody else. The viewer can piece this together from the passionate late-night sex scene the two have followed by Montana's next-morning wake-up, make-up and rush to her office, where somebody passes her a note asking isn't that the same outfit she wore yesterday...?

At Karlie's sister's birthday party the next day, Karlie is still feeling the repercussions of the St. Croix bang, especially when he texts her and she runs to the bathroom to read it. The fiancé (Ryan Driller), natch, is oblivious and she covers her late night texting ("I'm super stressed out about work") with a passionate bed bounce, but when St. Croix calls her at work the next morning she comes running, leaving her office with an ambiguous, "I've gotta go handle something."

As Montana and St. Croix laze together in bed, we find they have a nine-year history together—perhaps more than she has with her fiancé—and when she tells St. Croix it has to stop ("I'm getting married next month"), he receives the news with brooding silence. For his part, Driller is thinking something is not right, telling bud Tommy Pistol he thinks Montana is "getting cold feet—or having an affair."

A sleepless late night, a "Can we talk?" text and a confrontation later—in which we find that St. Croix dropped her like a hot potato five years ago when his company was being investigated and his divorce wasn't final (!)—Montana is determined to marry Driller. Or is she? Matters wrap themselves up in a dramatically satisfying way, but not a "happy ending."

Daniels again shows herself to be a stylish, effective director, using the shortcomings of swift production and make-do sets to her advantage, building a complete story through bits and pieces. The torn-between-two-lovers scenario makes When It Comes to You a bad choice as a couples/romantic movie, but as a drama it's great for solo or group viewing.