Penned by star Stormy, Cargo tells the story of a girl (Stormy herself, of course) running away from her past. The daughter of a mean ol' district attorney (Mike Horner, splendidly overacting as always), Stormy just wants to live her own life as an artist and not be part of manipulative pop's trophy family. She leaves pals Lezley Zen and Tony Tedeschi back home, fucking on the pool table no less, to head off of Chicago in search of a new life but is kidnapped before she makes it out of town.

A group of sexed up car thieves - Evan Stone, Kaylanni Lei and Julian - end up stealing the car Stormy is stuffed in the trunk of. After Stone and Lei fuck on the hood of their car, Julian realizes who Stormy is, and they debate whether to let her go or not.

Meanwhile, the real kidnappers are getting chewed out by mob boss Herschel Savage for losing her on the job. Turns out that Savage is seeking revenge because Horner had his brother locked up, so now he has to find Stormy in order to hold her for ransom as originally planned. In the meantime, he engages in a threeway in the gym with Devon Michaels and Mason Storm.

After recalling tales of past sex-ploits, Stormy and Julian fall in love and make glorious whoopee. Unfortunately, Savage tracks them down with the aid of Tedeschi, who was double-crossing her the whole time. Despite being shot by Savage, Julian manages to shoot Savage and save the girl. Everyone lives happily after in the end (well, except the dead guys).