Nikki Dial is a lonely insurance executive, reveling in sexual fantasies. While the "fantasy" framing device is a hoary one, Nikki's "narration" is beautifully written and compellingly delivered, lending an air of intense yearning that adds sparks to these encounters. Nikki fantasizes making love to colleague Steve Drake in her office armchair. No one looks better straddling a hard cock, tits bouncing, than naturally voluptuous Nikki. Other fantasies involve the neighbors she overhears. The first pairing of Ron Jeremy with Misaki shows that, despite her inscrutable expression, her pussy and asshole are quite scrutable. Mature redhead Chelly —always hot— takes Sean Michaels up both her holes, and he unloads in her awesome freckled cleavage. Nikki joins Lacy Rose and T.T. for a hot three-way, and Tracey Adams delivers a solid closer with Jerry Butler —in a scene that's probably been in the can a while. Good value here, but be advised —the opening montage is the only glimpse you'll get of several uncredited performers.