A man calls out from the other side of the door and orders her to open it. He isn't going anywhere. Natalie (Lena Paul) bits her nails nervously, unsure of what to do before finally letting out a sight and opening the door to face him. An intimidating repo man called Tony (Domenic Kane) is there to collect what he can to compensate creditors for her student loan debt. After grabbing everything of value he could find, he takes stock of what's inside his duffel bags and remarks it won't be enough to cover what she owes. He notices the car parked in her driveway and Natalie begs him not to take it. "Well," he says slowly, "There is one other possession I could take instead."